
Template · Insurance acknowledgment · Packet review · Read the paper, then enter the signing room
Insurance Coverage Acknowledgment
insurance_ack_v0 · v0 · ·
A coverage-change packet for agents and policyholders: the policyholder reviews the coverage summary, exclusions, and effective dates, acknowledges them, and keeps a portable receipt — while the policy documents stay with the agency.
This packet records that the policyholder reviewed and acknowledged the coverage points summarized here. It produces a local NightSign receipt and does not claim policy issuance, binding coverage, identity verification, or Midnight anchoring.
Coverage points summarized
01 · Coverage change summary
The policyholder acknowledges the coverage changes summarized by the agent — what is added, removed, or modified relative to the prior policy period.
02 · Exclusions and limits
The policyholder acknowledges that exclusions and coverage limits are described in the policy documents held by the agency, and that this packet summarizes rather than replaces them.
03 · Premium and effective date
The policyholder acknowledges the premium amount and the effective date of the change as summarized by the agent.
04 · Document custody
The policy itself never enters NightSign custody. NightSign receives only this packet's acknowledgment receipt — a verifiable record for the next renewal conversation or dispute.
